Cook the Beef:

• In a large skillet over medium heat, cook the ground beef until browned.
• Drain excess grease and add taco seasoning and water. Stir and simmer for 5 minutes until thickened.

Prepare the Tortillas:

• Warm the flour tortillas in a dry skillet for about 30 seconds on each side or microwave them for 10 seconds to make them pliable.

Assemble the Burritos:

• Spread a thin layer of refried beans onto each tortilla (if using).
• Spoon the seasoned beef evenly onto the tortillas.
• Drizzle nacho cheese sauce over the beef and sprinkle shredded cheddar cheese on top.
• Add onions, tomatoes, and any other toppings you prefer.

Wrap the Burritos:

• Fold in the sides of the tortilla, then roll it tightly from bottom to top to form a burrito.

Toast the Burritos (Optional):

• Heat a clean skillet over medium heat and toast each burrito for 1-2 minutes per side until golden brown and slightly crispy.

Serve and Enjoy:

• Serve warm with sour cream, salsa, or guacamole on the side.